Software Engineer

Oportun is a financial services company focused on providing affordable credit and financial products to underserved and credit-invisible consumers primarily in the United States and Mexico. Founded in 2005, Oportun leverages proprietary technology and data science to offer personal loans, credit cards, and other financial solutions that help customers build credit and improve financial health. The company's mission is to create economic opportunity for millions of people who lack access to traditional banking services. Oportun operates with a commitment to responsible lending and financial inclusion, positioning itself as a leader in alternative credit markets.

Oportun (Nasdaq: OPRT) is a mission-driven fintech that provides responsible and affordable credit, empowering members to build a better financial future. The Staff Software Engineer role offers a unique opportunity to combine technical expertise with strategic thinking, guiding the team in making architectural decisions, mentoring senior engineers, and actively contributing to the evolution of our technology stack. This role is the SME and “go-to” person in the team, operating with autonomy, accountability, and maturity. Responsibilities include defining scalable, secure, and high-performance architectures, evaluating and recommending technologies, collaborating with development and DevOps teams, ensuring governance and security compliance, and optimizing system performance. The role requires extensive experience in Java, SpringBoot, Kotlin, Angular, relational and NoSQL databases, cloud services like AWS, Docker/Kubernetes, and observability tools. The position is remote within the US, with a salary range of $143,800 - $230,100, depending on experience and location.

Join Oportun as a Staff Software Engineer to lead architectural decisions, mentor engineers, and contribute to the evolution of our technology stack.

Staff Software Engineer

United States

Oportun (Nasdaq: OPRT) is a mission-driven fintech that provides responsible and affordable credit, empowering members to build a better financial future. The Staff Software Engineer role offers a unique opportunity to combine technical expertise with strategic thinking, guiding the team in making architectural decisions, mentoring senior engineers, and actively contributing to the evolution of our technology stack. This role is the SME and “go-to” person in the team, operating with autonomy, accountability, and maturity. Responsibilities include defining scalable, secure, and high-performance architectures, evaluating and recommending technologies, collaborating with development and DevOps teams, ensuring governance and security compliance, and optimizing system performance. The role requires extensive experience in Java, SpringBoot, Kotlin, Angular, relational and NoSQL databases, cloud services like AWS, Docker/Kubernetes, and observability tools. The position is remote within the US, with a salary range of $143,800 - $230,100, depending on experience and location.Requirements:<ul><li> 11+ years of related experience with a Bachelor's degree; or a Master's degree with an equivalent combination of education and experience.</li><li> Proven track record of delivering sophisticated software solutions in a leadership capacity with high quality.</li><li> Exceptional problem-solving and analytical skills, with a passion for tackling complex technical and business problems.</li><li> Experience in Java, SpringBoot development, preferably Kotlin.</li><li> Experience in Front-End development like Angular.</li><li> Experience in relational databases like MySQL, MariaDB and SQL.</li><li> Experience in NoSQL databases like MongoDB.</li><li> Experience with Docker/Kubernetes (like EKS) for orchestration.</li><li> Experience working on cloud services like AWS.</li><li> Experience working with Gradle, writing 100% code coverage through unit and integration tests.</li><li> Experience with observability and alerting tools like Datadog, New Relic, Dynatrace, Splunk.</li><li> Familiarity with business intelligence tools for data visualization and metrics.</li><li> Ability to quickly learn new systems/requirements and create POCs.</li><li> Ability to make informed technical design decisions considering maintainability, scalability, and performance.</li><li> Experience with user behavior analytics, event instrumentation, and deriving product insights.</li><li> Ability to identify and debug web server issues using observability tools and logs.</li><li> Solid grasp of version control systems, such as Git.</li><li> Knowledge in OAuth2.</li><li> Proven ability to mentor and lead a team of engineers.</li><li> Excellent communication and interpersonal skills, with experience working remotely.</li></ul>Benefits:<ul><li> Remote work within the US</li><li> Competitive salary range of $143,800 - $230,100</li><li> Opportunities for professional growth and leadership</li><li> Inclusive, diverse, and equitable work culture</li><li> Support for work-life balance and remote collaboration</li></ul>

Oportun

Staff Software Engineer Join Oportun as a Staff Software Engineer to lead architectural decisions, mentor engineers, and contribute to the evolution of our technology stack. Oportun (Nasdaq: OPRT) is a mission-driven fintech that provides responsible and affordable credit, empowering members to build a better financial future. The Staff Software Engineer role offers a unique opportunity to combine technical expertise with strategic thinking, guiding the team in making architectural decisions, mentoring senior engineers, and actively contributing to the evolution of our technology stack. This role is the SME and “go-to” person in the team, operating with autonomy, accountability, and maturity. Responsibilities include defining scalable, secure, and high-performance architectures, evaluating and recommending technologies, collaborating with development and DevOps teams, ensuring governance and security compliance, and optimizing system performance. The role requires extensive experience in Java, SpringBoot, Kotlin, Angular, relational and NoSQL databases, cloud services like AWS, Docker/Kubernetes, and observability tools. The position is remote within the US, with a salary range of $143,800 - $230,100, depending on experience and location. Software Engineer Engineer Oportun Financial Services Consumer Finance Lending

This role involves designing scalable architectures, evaluating new technologies, and providing technical leadership across teams. It offers opportunities to lead large projects and influence company-wide technology strategies.

Security GRC Specialist

The Security GRC Specialist, Audit & Assurance is responsible for leading Oportun’s audit readiness and assurance initiatives across security and compliance programs. This role will oversee execution and continuous improvement of control frameworks supporting SOC 2, PCI DSS, and partner assurance programs, ensuring alignment with Oportun’s compliance strategy and regulatory expectations. The ideal candidate will serve as a subject matter expert in security controls, evidence management, and audit coordination using AuditBoard and Microsoft Office Suite. Experience with FTC Safeguards, SOC 1, or SOX programs is beneficial but not required. This role partners closely with internal teams, external auditors, and business stakeholders to maintain a robust and transparent compliance posture.

Responsibilities include leading audit planning and execution, maintaining control frameworks, collaborating with control owners, developing audit procedures, supporting policy development, conducting readiness assessments, managing auditor requests, and mentoring junior analysts.

Requirements include a bachelor’s degree in relevant fields, 6–8 years of experience in IT audit/security governance, proficiency with AuditBoard and Microsoft Office, strong understanding of security frameworks (NIST, ISO 27001, AICPA/SOC, PCI DSS, FTC), excellent communication skills, and the ability to manage multiple audits. Preferred qualifications include certifications like CISA, CIA, CRISC, or CISSP, experience with SOC 1, FTC Safeguards, SOX ITGC, and industry experience in financial services or fintech. The role is aligned with Level A7 (Specialist / Lead), with responsibilities impacting compliance and risk posture and providing mentorship.

The US base salary range is $114,500 - $183,200. The salary is determined by role, level, location, skills, experience, and education. This range reflects the national minimum and maximum for new hires, excluding other compensation elements or benefits.

The Security GRC Specialist, Audit & Assurance leads audit readiness and compliance initiatives across security and regulatory programs at Oportun.

The Security GRC Specialist, Audit & Assurance is responsible for leading Oportun’s audit readiness and assurance initiatives across security and compliance programs. This role will oversee execution and continuous improvement of control frameworks supporting SOC 2, PCI DSS, and partner assurance programs, ensuring alignment with Oportun’s compliance strategy and regulatory expectations. The ideal candidate will serve as a subject matter expert in security controls, evidence management, and audit coordination using AuditBoard and Microsoft Office Suite. Experience with FTC Safeguards, SOC 1, or SOX programs is beneficial but not required. This role partners closely with internal teams, external auditors, and business stakeholders to maintain a robust and transparent compliance posture.

Responsibilities include leading audit planning and execution, maintaining control frameworks, collaborating with control owners, developing audit procedures, supporting policy development, conducting readiness assessments, managing auditor requests, and mentoring junior analysts.

Requirements include a bachelor’s degree in relevant fields, 6–8 years of experience in IT audit/security governance, proficiency with AuditBoard and Microsoft Office, strong understanding of security frameworks (NIST, ISO 27001, AICPA/SOC, PCI DSS, FTC), excellent communication skills, and the ability to manage multiple audits. Preferred qualifications include certifications like CISA, CIA, CRISC, or CISSP, experience with SOC 1, FTC Safeguards, SOX ITGC, and industry experience in financial services or fintech. The role is aligned with Level A7 (Specialist / Lead), with responsibilities impacting compliance and risk posture and providing mentorship.

The US base salary range is $114,500 - $183,200. The salary is determined by role, level, location, skills, experience, and education. This range reflects the national minimum and maximum for new hires, excluding other compensation elements or benefits.Requirements:<ul><li> Bachelor’s degree in Information Systems, Cybersecurity, Business, or related field.</li><li> 6–8 years of experience in IT audit, security governance, risk, and compliance, or related functions.</li><li> Hands-on experience supporting or leading SOC 2 and PCI DSS audits.</li><li> Proficiency with AuditBoard, Microsoft Office (Excel, Word, PowerPoint), and collaboration tools.</li><li> Strong understanding of information security frameworks (NIST, ISO 27001, AICPA/SOC, PCI DSS, FTC).</li><li> Excellent written and verbal communication skills, with the ability to translate technical topics into business terms.</li><li> Proven ability to manage multiple concurrent audits or assurance initiatives in a dynamic environment.</li></ul>Benefits:<ul><li> Remote work flexibility (#LI-REMOTE)</li><li> Inclusive and diverse company culture</li><li> Opportunities for mentorship and professional development</li><li> Participation in employee resource groups</li><li> Competitive salary within the range of $114,500 - $183,200</li><li> Potential for career growth in a mission-driven fintech</li><li> Supportive work environment focused on compliance and risk management</li></ul>

Security GRC Specialist The Security GRC Specialist, Audit & Assurance leads audit readiness and compliance initiatives across security and regulatory programs at Oportun. The Security GRC Specialist, Audit & Assurance is responsible for leading Oportun’s audit readiness and assurance initiatives across security and compliance programs. This role will oversee execution and continuous improvement of control frameworks supporting SOC 2, PCI DSS, and partner assurance programs, ensuring alignment with Oportun’s compliance strategy and regulatory expectations. The ideal candidate will serve as a subject matter expert in security controls, evidence management, and audit coordination using AuditBoard and Microsoft Office Suite. Experience with FTC Safeguards, SOC 1, or SOX programs is beneficial but not required. This role partners closely with internal teams, external auditors, and business stakeholders to maintain a robust and transparent compliance posture.

Responsibilities include leading audit planning and execution, maintaining control frameworks, collaborating with control owners, developing audit procedures, supporting policy development, conducting readiness assessments, managing auditor requests, and mentoring junior analysts.

Requirements include a bachelor’s degree in relevant fields, 6–8 years of experience in IT audit/security governance, proficiency with AuditBoard and Microsoft Office, strong understanding of security frameworks (NIST, ISO 27001, AICPA/SOC, PCI DSS, FTC), excellent communication skills, and the ability to manage multiple audits. Preferred qualifications include certifications like CISA, CIA, CRISC, or CISSP, experience with SOC 1, FTC Safeguards, SOX ITGC, and industry experience in financial services or fintech. The role is aligned with Level A7 (Specialist / Lead), with responsibilities impacting compliance and risk posture and providing mentorship.

The US base salary range is $114,500 - $183,200. The salary is determined by role, level, location, skills, experience, and education. This range reflects the national minimum and maximum for new hires, excluding other compensation elements or benefits. Security GRC Specialist IT Support Oportun Financial Services Consumer Finance Lending AuditBoard Microsoft Excel Microsoft Word Microsoft PowerPoint Microsoft SharePoint NIST ISO 27001 AICPA/SOC PCI DSS FTC Safeguards SOC 1 SOX

This role oversees audit processes for SOC 2, PCI DSS, and partner assurance programs, ensuring compliance and risk management. The candidate will collaborate with internal teams and auditors, supporting control frameworks and audit artifacts.

Oportun is a mission-driven fintech providing responsible credit and financial services to underserved communities. The Staff Software Engineer role involves re-architecting and building scalable, fault-tolerant distributed systems, leading platform transformation, and guiding engineering best practices. Responsibilities include designing enterprise platform architecture, mentoring teams, ensuring continuous delivery with zero downtime, and improving operational excellence. The ideal candidate has extensive experience in backend development, cloud platforms, containerization, and security, with a strong focus on scalable infrastructure and cross-team collaboration.

Lead the development and re-architecture of large-scale, fault-tolerant distributed systems at Oportun.

Oportun is a mission-driven fintech providing responsible credit and financial services to underserved communities. The Staff Software Engineer role involves re-architecting and building scalable, fault-tolerant distributed systems, leading platform transformation, and guiding engineering best practices. Responsibilities include designing enterprise platform architecture, mentoring teams, ensuring continuous delivery with zero downtime, and improving operational excellence. The ideal candidate has extensive experience in backend development, cloud platforms, containerization, and security, with a strong focus on scalable infrastructure and cross-team collaboration.Requirements:<ul><li> Requires a minimum 10 years of related experience with a bachelor's degree; or a master's degree with an equivalent combination of education and experience.</li><li> Mastery (10+ years) in software development with a strong focus on backend development and platform architecture.</li><li> Expertise in Java, C#, C++, or similar.</li><li> Expertise in software design principles, data structures, and algorithms.</li><li> Expertise in platforms, stability, scalability and security.</li><li> Expertise (5+ years) in designing, building, deploying, and maintaining container-based applications.</li><li> Expertise (8+ years) in working with AWS, GCP, or Azure.</li><li> Strong problem-solving skills and the ability to troubleshoot complex technical and business problems.</li><li> Strong experience (2+ years) in Continuous Delivery and 0 downtime deployment capabilities.</li><li> Excellent communication and collaboration skills, with the ability to work effectively in cross-functional teams.</li><li> Proven ability to lead and mentor multiple teams across multiple complex business problems.</li><li> Knowledge of and a keen eye towards secure development practices and security.</li></ul>Benefits:<ul><li> Remote work flexibility</li><li> Opportunity to lead large-scale platform architecture and development</li><li> Collaborative and inclusive work culture</li><li> Potential for career growth in a mission-driven fintech</li><li> Participation in a diverse, equitable, and inclusive environment</li></ul>

Staff Software Engineer Lead the development and re-architecture of large-scale, fault-tolerant distributed systems at Oportun. Oportun is a mission-driven fintech providing responsible credit and financial services to underserved communities. The Staff Software Engineer role involves re-architecting and building scalable, fault-tolerant distributed systems, leading platform transformation, and guiding engineering best practices. Responsibilities include designing enterprise platform architecture, mentoring teams, ensuring continuous delivery with zero downtime, and improving operational excellence. The ideal candidate has extensive experience in backend development, cloud platforms, containerization, and security, with a strong focus on scalable infrastructure and cross-team collaboration. Staff Software Engineer Chief of Staff Oportun Financial Services Consumer Finance Lending

As a Staff Software Engineer, you will design, develop, and maintain high-throughput platform services, driving operational excellence and technical innovation. You will lead platform transformation efforts to enhance scalability, security, and efficiency.

Product Manager

Oportun is a mission-driven fintech providing responsible credit and financial services to underserved communities. The Principal Product Manager will drive innovation by leveraging AI and technology, owning product strategy, and leading cross-functional teams to develop and scale new features that improve customers' financial lives. The role involves collaborating with leadership, analyzing data, conducting user research, and managing teams across engineering, design, data, marketing, legal, and customer support. The position offers a remote work environment with a salary range of $143,800 to $230,100, along with benefits such as health insurance, RSUs, and paid time off.

Seeking a Principal Product Manager to lead innovation, product strategy, and cross-functional teams at Oportun, leveraging AI and technology to improve financial services.

Principal Product Manager

Oportun is a mission-driven fintech providing responsible credit and financial services to underserved communities. The Principal Product Manager will drive innovation by leveraging AI and technology, owning product strategy, and leading cross-functional teams to develop and scale new features that improve customers' financial lives. The role involves collaborating with leadership, analyzing data, conducting user research, and managing teams across engineering, design, data, marketing, legal, and customer support. The position offers a remote work environment with a salary range of $143,800 to $230,100, along with benefits such as health insurance, RSUs, and paid time off.Requirements:<ul><li> 7-10+ years of product management experience in high-growth environments, preferably in financial services (FinTech, challenger bank, etc.)</li><li> Passion for improving the financial health of members</li><li> Experience working on complex problems with data-informed decision making</li><li> Proven ability to ship and iterate impactful products through cross-functional collaboration</li><li> Excellent communication and documentation skills</li><li> Solution-oriented, able to navigate ambiguity and deliver value</li></ul>Benefits:<ul><li> Competitive salary and RSUs</li><li> Medical, dental, & vision benefits</li><li> Life & disability insurance</li><li> Internet and wellness benefits</li><li> Take what you need PTO policy</li><li> 100% remote work environment</li></ul>

Principal Product Manager Seeking a Principal Product Manager to lead innovation, product strategy, and cross-functional teams at Oportun, leveraging AI and technology to improve financial services. Oportun is a mission-driven fintech providing responsible credit and financial services to underserved communities. The Principal Product Manager will drive innovation by leveraging AI and technology, owning product strategy, and leading cross-functional teams to develop and scale new features that improve customers' financial lives. The role involves collaborating with leadership, analyzing data, conducting user research, and managing teams across engineering, design, data, marketing, legal, and customer support. The position offers a remote work environment with a salary range of $143,800 to $230,100, along with benefits such as health insurance, RSUs, and paid time off. Product Manager Product Adoption Specialist Oportun Financial Services Consumer Finance Lending

The role involves defining product strategy, leading development and scaling of innovative financial products, and managing cross-functional teams. It aims to enhance customer financial health through impactful product initiatives.

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