KOHO
201-500 employees
Financial Services
Fintech
Banking
About KOHO
KOHO is a Canadian fintech company that offers a mobile-first, no-fee spending account and prepaid Visa card designed to help users manage their finances more effectively. Founded in 2014, KOHO aims to provide an alternative to traditional banking by combining technology with financial services to promote better budgeting, saving, and spending habits. The company provides real-time insights, cashback rewards, and financial coaching tools to empower users to take control of their money. KOHO's mission is to make financial services more accessible, transparent, and user-friendly, targeting primarily younger consumers and those underserved by conventional banks.
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Description
- KOHO is looking for a dynamic Credit Risk Manager to join their team, responsible for risk reporting, predictive modeling, strategy development, and analysis related to credit products.
- The role involves collaborating with various teams, developing reports and dashboards, monitoring credit strategies, and providing insights to leadership.
- The position offers significant impact within a growing organization committed to financial empowerment and flexible, remote work.
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Requirements
- Bachelor's degree in a quantitative field, economics, business, engineering, or equivalent
- 5+ years of experience in data analysis, strategy development, reporting and model building preferably in BFSI industry
- Experience with credit card products, revolving credit risk management, and consumer lending portfolios
- Knowledge of credit card regulations, compliance requirements, and industry best practices
- Experience with real-time decisioning platforms and Credit Decision Engine implementations
- Knowledge and experience in loan loss forecasting and loss provisioning
- Proficiency in Data Visualization tools such as Tableau, PowerBI, Sigma or similar
- Strong team player with excellent interpersonal, organizational, and communication skills
- Exceptional analytical and problem-solving abilities
- Organized multi-tasker with expertise in handling large datasets
- Ability to work independently and collaboratively
- Proficient in SQL and Python
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Benefits
- Remote work environment
- Flexible working hours
- Opportunity to work in a growing, impact-driven organization
- Collaborative and inclusive culture
- Access to modern tools and technologies
- Potential for professional growth and development